Claude Penland: Actuary & Partner, Ezra Penland Actuarial Recruitment

Starting January 1, individual car owners will be able to share their own vehicles directly with other drivers—and make a few dollars in the process.

How will auto insurance be priced to cover this added risk?

Under the new law, a person may offer a car through a formal car-sharing service (like the for-profit ZipCar or the nonprofit City CarShare) and still remain covered by her personal car insurance. The solution is surprisingly simple: when the car is being driven by a car-share renter, the burden of liability insurance shifts to the driver.

Principal will exit the medical insurance business and transfer the renewal rights for its health insurance customers to UnitedHealthcare over the next 3 years.

(Google Maps) + (Twitter Public Timeline Stream in Real Time) = TwitSpy.com

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In the context of [Dan Zarrella's] experiments, social proof told visitors that [his] site was a trusted source of content, safe to be shared, but the lack of social proof on new articles told them that there was an opportunity for them to be the first to share valuable content, almost guaranteed to increase their reputation as a source of appreciated information.

Hannover Re’s percentage collateral has been lowered to 20%, others to follow.

A US start-up called Social Intelligence has developed software for human resources departments, allowing them to automatically search social networking sites to run background checks on job applicants.